401 W. Linton Blvd., Suite 202A · Delray Beach, FL 33444 · (561) 450-9355
Hurt, dealing with a damaged car, and not sure what your case is worth? Peter Porcaro is a former insurance defense attorney who now fights exclusively for injured people. You speak with Peter directly — no fee unless we win.
No fee unless we win · Free consultation · Response in under 30 minutes
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$15M+ Recovered · No Fee Unless We Win · Free Consultations · Available 24/7 · FL Bar Admitted 2006
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Most personal injury lawyers have only ever seen cases from one side. Peter Porcaro has seen them from both.
Before founding Porcaro Law Group, Peter worked as an insurance defense attorney — the person hired by insurance companies to minimize your claim and protect their bottom line. He knows every tactic adjusters use because he used to use them. He knows how they evaluate cases, what they look for in recorded statements, and where they look for weaknesses to justify a low offer.
Now he uses that knowledge exclusively to fight for injured people in Delray Beach and across Palm Beach County.
What sets Peter apart:
Peter earned his B.S. in Biology from Penn State University and his J.D. from the University of Pittsburgh School of Law. He is licensed in both Florida and Pennsylvania and has been practicing personal injury law for more than two decades.
The decisions you make in the hours after a crash can protect — or seriously damage — your ability to recover full compensation.
Even if the crash seems minor, get law enforcement to the scene. A police report creates an official record of what happened — and how a crash is described in that report can directly impact how responsibility is assigned, which is why accurate documentation from the start matters enormously.
Photograph the vehicles, road conditions, traffic signals, skid marks, and any visible injuries. Get names, contact information, and insurance details of all drivers. Collect witness information before people leave.
Under Florida's PIP law, you must seek treatment within 14 days to preserve your PIP benefits. Whiplash, TBIs, and internal injuries often don't show symptoms for days.
The adjuster calling you is not on your side. A recorded statement — even an innocent-sounding one — can be used to minimize your claim. Politely decline and call us instead.
Anything you post — even a photo of yourself looking fine — can be used against you by the defense.
Don't repair your vehicle until it's been documented. Save all medical bills, prescription receipts, and records of missed work.
The sooner we're involved, the better. Evidence disappears, witnesses forget details, and insurance companies move fast. We respond in under 30 minutes.
If you’ve already been contacted by an adjuster — yours or the other driver’s — understand this: that call is not a courtesy. It’s strategy.
Peter Porcaro spent years on the other side of this table. He knows every move in the playbook — and how to counter each one. Read more: How insurance companies pressure crash victims to sign away their rights.
Delray Beach and Palm Beach County are not abstract statistics. These are the roads you drive every day.
Florida recorded 2,738 fatal crashes and 2,930 traffic deaths in 2025 — a meaningful improvement from 2024’s 381,423 crashes and 3,098 fatalities, but the state remains one of the deadliest in the nation for drivers, cyclists, and pedestrians alike.
The Palm Beach County MPO designated traffic fatalities and serious injuries as the county’s #1 road safety priority for 2026 — a formal acknowledgment of how serious the problem has become right here in our community.
Palm Beach County recorded 6,614 hit-and-run crashes in 2025 — causing 1,574 injuries and 7 deaths, per preliminary FLHSMV data. If you’ve been the victim of a hit-and-run in Delray Beach, you still have legal options.
FLHSMV reported 53,596 distracted-driving crashes in Florida in 2025, resulting in 268 fatalities — still high, though down from an eight-year peak the year prior.
Palm Beach County consistently ranks among Florida’s top counties for crashes involving teen drivers, and Florida teen drivers were involved in 80,865 crashes in 2023, resulting in 323 fatalities and 1,785 serious injuries.
High-speed merging, aggressive lane changes, commercial truck traffic
Heavy pedestrian and cyclist activity, congested intersections
Multi-lane arterial with complex signal patterns
High-volume corridor near our office at 401 W. Linton Blvd.
Commercial corridor with frequent turning conflicts
Busy surface road with mixed residential and commercial traffic
Florida is a no-fault insurance state — your own PIP coverage pays initial medical bills and a portion of lost wages regardless of fault, but only up to $10,000, covering 80% of medical bills and 60% of lost wages. To sue the at-fault driver for full damages, your injury must meet Florida’s serious injury threshold: significant permanent loss of function, permanent injury, significant scarring, or death.
You must seek medical treatment within 14 days of your accident to preserve your PIP benefits. Miss this window, and your insurer can deny your PIP claim entirely.
You generally have two years from the date of your accident to file a personal injury lawsuit. Miss it, and you permanently lose your right to compensation. Read more: Florida statute of limitations.
If you are found more than 50% at fault, you are completely barred from recovering. If you’re 30% at fault, your recovery is reduced by 30%. Read more: Comparative negligence in Florida.
You may be able to recover through your own Uninsured/Underinsured Motorist (UM/UIM) coverage. Read more: Florida hit-and-run laws.
Past results do not guarantee future outcomes.
| Result | Case Type |
|---|---|
| $600,000 | Automobile Crash |
| $590,000 | Automobile Crash |
| $500,000 | Automobile Crash |
| $375,000 | Automobile Crash |
| $290,000 | Automobile Crash |
| $275,000 | Automobile Crash |
| $250,000 | Automobile Crash |
| $235,000 | Automobile Crash |
| $225,000 | Automobile Crash |
| $210,000 | Trucking Crash |
$15M+ recovered in total for our clients.
Available 24/7 by phone. Mon–Fri 8:30 AM–5:30 PM in office. Se Habla Español. Creole assistance available. Cases handled in the 15th Judicial Circuit, Palm Beach County.
There’s no universal answer — anyone who gives you a number before reviewing your case is guessing. Value depends on injury severity, medical expenses, lost wages, future treatment, pain and suffering, and the at-fault driver’s coverage. Peter has recovered settlements ranging from $100,000 to $600,000 in automobile crash cases alone.
Even “minor” crashes can produce serious injuries, and insurers treat unrepresented claimants very differently. If you have any injuries, missed work, or the other driver’s insurer has contacted you, it’s worth a free conversation.
Two years from the date of the accident — and this deadline is absolute.
Call 911, document the scene, seek medical care within 14 days, don’t give a recorded statement, and don’t accept a settlement offer without speaking to an attorney. Full guide: What to do after a car accident.
Yes — as long as you’re not more than 50% at fault. Your recovery is reduced by your percentage of fault. If you’re 20% at fault and your damages are $200,000, you can still recover $160,000.
You still have options. Your own UM/UIM coverage may cover your damages, often the primary source of recovery in hit-and-run situations.
Florida requires all drivers to carry PIP of at least $10,000. Your own PIP pays 80% of medical bills and 60% of lost wages up to that limit, regardless of fault. You must seek care within 14 days or your insurer can deny benefits entirely.
Florida’s statute of limitations gives you two years. Evidence fades faster. Witnesses move. Insurance companies count on you waiting too long or settling too cheap. You deserve a lawyer who will answer your call personally and fight until you’ve recovered every dollar you’re owed. Peter Porcaro is that lawyer.
A crash brings financial hardship on top of the injury. You pay nothing upfront — we advance all case costs and only get paid if we recover for you.
$15M+ recovered for injured Floridians, including six- and seven-figure results in car accident, truck, and wrongful death claims across South Florida.
You'll have Peter's number, not a case manager's. Every client is treated as an individual, with free same-day consultations and calls taken 24/7.
$290,000
Our client was struck by a driver who failed to yield at a Delray Beach intersection, leaving her with herniated cervical discs that required injections and months of physical therapy. The at-fault driver’s insurer first offered a fraction of her medical bills. We documented the full extent of her injuries with her treating physicians, pressed the claim, and recovered $290,000 — covering her medical care, lost wages, and pain and suffering.
See what your case may be worth→P
Response in under 30 minutes
Delray Beach, nestled in the heart of Palm Beach County, is celebrated for its lively arts scene, pristine beaches, and bustling downtown. Yet even here, car accidents remain an unfortunate reality. A crash can disrupt your life in an instant — leading to serious injuries, lost wages, and overwhelming distress.
Florida ranks among the highest states for driving accidents, car-related injuries, and fatalities, and Delray Beach experiences a high frequency of crashes due to heavy traffic and urban congestion. You should never attempt to handle an accident claim on your own — Florida’s personal injury law is complex and highly nuanced, and insurers are working from the first phone call to pay you as little as possible.
A free case review with Porcaro Law Group is the first step toward protecting your rights.
A police report is required in Florida for injuries or property damage over $500 — and it's key evidence in your claim.
Florida PIP requires treatment within 14 days or you can lose benefits. Adrenaline hides injuries like whiplash and concussions.
Photos of vehicles, road, signals, and injuries; the other driver's license, insurance, and plate; witness names and numbers.
Report the crash. Don't give a recorded statement and don't admit fault to anyone at the scene or on the phone.
Early offers routinely undervalue injuries that surface later. Once you sign, that's all you get.
Ideally before you talk to the at-fault driver's insurer. Free consultation, no fee unless we win.
Call (561) 450-9355 →
“The biggest mistake I see is people accepting the first offer before they know how badly they’re hurt. Once you sign, that’s all you get. Talk to a lawyer first — it costs nothing.”
The deadliest patterns statewide were lane departures (1,222 deaths), intersection crashes (890), and impaired driving (633). NHTSA research suggests speeding accounts for nearly 27% of all fatal crashes in Florida.
Rear-End Crashes
Tailgating and insufficient following distance — the leading causes in Delray Beach’s congested corridors.
T-bone accidents at Delray Beach intersections — including Atlantic Avenue — from obstructed views, failure to yield, and red light violations.
Texting, eating, or any activity diverting attention from the road is the leading cause of crashes nationwide.
Excessive speed remains one of the top three contributors to Florida accident injuries and fatalities.
Operating a vehicle above 0.08% BAC is illegal in Florida and causes entirely preventable fatalities.
Improper lane changes contribute to thousands of crashes each year. Drivers who switch without signaling are typically at fault.
Left-turn collisions occur when one vehicle enters the path of another, frequently resulting in serious injuries.
Among the most deadly accident types — often requiring reconstruction and expert testimony to establish fault.
Drowsy driving is as dangerous as impaired driving — reducing reaction times and awareness significantly.
Nearly 25% of all crashes in Florida are hit-and-run cases, according to the FLHSMV.
Commonly result from high-speed travel or sudden swerving. Victims frequently sustain injuries to arms, legs, and ribs.
A Delray Beach car accident lawyer can help pursue every available avenue when uninsured drivers are involved.
Delray Beach crashes make local headlines almost weekly. Recent examples:
Truck rear-enders, intersection collisions, and highway pileups are exactly the cases we handle for Delray Beach families.
A free, no-obligation consultation to listen to your story, review the evidence, and determine the strength of your claim.
We move quickly to preserve evidence, interview witnesses, and secure documentation before it disappears.
We make sure you're receiving proper medical attention and that your injuries are fully documented.
We present a comprehensive demand and handle all communication, protecting you from high-pressure tactics.
Many cases settle, but we are always prepared to take yours to trial if the insurer refuses to be fair.
Car accidents can result in injuries ranging from minor discomfort to life-altering trauma. Seek medical attention immediately after any accident, then contact a lawyer to understand your rights.
Driver Fatigue
Statute of Limitations — TWO YEARS
Florida shortened the deadline from four years to two in 2023 (HB 837). Missing it forfeits your right to compensation regardless of how clear the other driver's fault is. Evidence disappears within weeks — don't wait.
PIP Insurance — No-Fault State
Florida requires all drivers to carry PIP coverage for medical expenses and lost wages regardless of fault — $10,000 minimum, covering 80% of medical bills and 60% of lost wages. PIP rarely covers a serious injury.
Modified Comparative Negligence
You can recover damages if partially at fault — as long as you are not more than 50% responsible. Insurers routinely inflate your share of fault to pay less, which is why what you say early matters.
Damages You Can Claim
Peter Porcaro has recovered millions for injured clients across South Florida. Admitted to the Florida Bar in 2006 and also licensed in Pennsylvania, he earned his J.D. from the University of Pittsburgh and founded Porcaro Law Group in Delray Beach in 2015.
He began his career in insurance defense — so he knows firsthand how insurers evaluate and undervalue claims, and uses that to fight for accident victims. Recognized by the South Florida Legal Guide and Marquis Who’s Who.
Not for a minor fender-bender with no injuries — but if you’re hurt, the other driver’s insurer is already working to pay you as little as possible. Peter spent the early part of his career defending insurance companies, so he knows their playbook. If you have injuries, missed work, or fault is disputed, talk to a lawyer before you accept anything. The consultation is free.
Who is liable for a car accident in Florida?
We handle all types of vehicle accident and personal injury cases throughout South Florida.
Porcaro Law Group represents car accident victims throughout South Florida including Boca Raton, Fort Lauderdale, West Palm Beach, and Boynton Beach. For a full overview of Florida injury law, see our Florida Personal Injury page.